What bookkeeping services do you offer for small businesses?

We offer comprehensive bookkeeping services including daily transaction recording, bank reconciliation, financial reporting, payroll processing, QuickBooks setup and support, and management accounting. Our pay-as-you-go model means you only pay for the hours you need.

Do you serve businesses in all 50 US states?

Yes! As a virtual bookkeeping company, we serve small to mid-sized businesses in all 50 US states. Whether you're in California, Texas, New York, Florida, or any other state, we provide the same high-quality, affordable accounting services.

How does pay-as-you-go bookkeeping work?

With our pay-as-you-go model, you only pay for the actual hours of bookkeeping work performed. Unlike hiring a full-time accountant, there are no salaries, benefits, or overhead costs. You get expert financial services that scale with your business needs.

What are your hourly rates for bookkeeping services?

We offer competitive, transparent hourly rates. Since we're virtual, we pass the savings on to our clients. Contact us for a free consultation to discuss your specific needs and receive a custom quote tailored to your business.

Can you help with QuickBooks setup and training?

Absolutely! We are QuickBooks experts with over 20 years of combined experience. We offer QuickBooks setup, configuration, training, and ongoing support to help you get the most out of your accounting software.

What types of businesses do you serve?

We serve a wide variety of businesses including small businesses, mid-sized companies, startups, manufacturing companies, service industry businesses, and non-profit organizations. Our diverse experience spans Fortune 100 companies to entrepreneurial ventures.

How quickly can I get started with your services?

Getting started is easy! Contact us for a free consultation, and we can typically begin providing services within days. We'll assess your current bookkeeping needs and create a customized plan for your business.

Do you offer payroll processing services?

Yes, we provide complete payroll processing services including payroll setup, bi-weekly or monthly payroll runs, payroll tax filings, employee onboarding, and year-end W-2 preparation.

What's the difference between your service and hiring an in-house bookkeeper?

Hiring an in-house bookkeeper costs $40,000-$60,000+ annually plus benefits. With our virtual services, you pay only for the hours worked - often 50-70% less than full-time staff. You also get access to two experienced professionals instead of one.

How do I know if I need a bookkeeper?

Signs you need a bookkeeper include: spending more than 10 hours weekly on bookkeeping, missing invoices or payments, tax season causing significant stress, bank statements not matching your records, or lacking clear financial insights into your business performance.

Can you help with year-end tax preparation?

Yes! We provide comprehensive year-end bookkeeping support including organizing receipts, categorizing expenses, preparing financial statements, and ensuring your books are ready for your CPA or tax professional.

What accounting software do you support?

We are certified QuickBooks experts (Desktop and Online versions). We also provide Excel-based financial reporting and analysis. We can work with whatever accounting software best fits your business needs.

How often should I reconcile my business accounts?

We recommend monthly reconciliation for most businesses. For high-volume businesses or those with complex finances, weekly reconciliation may be necessary. We can set up a schedule that works for your specific situation.

Do you offer financial analysis services?

Yes! We provide management accounting services including cash flow analysis, profit margin reports, budget variance analysis, and strategic financial planning to help you make informed business decisions.

What are common bookkeeping mistakes small businesses should avoid?

Common mistakes include: mixing personal and business expenses, not reconciling accounts regularly, failing to track accounts payable/receivable, poor receipt documentation, not backing up financial data, and waiting until tax season to organize finances.

Is your service available 24/7?

Yes! As a virtual company, we offer 24/7 availability. You're not limited by business hours - we can work with your schedule and are always available when you need us.

How do virtual bookkeeping services work?

Virtual bookkeeping works by securely accessing your accounting software and financial documents online. We communicate via email, phone, or video calls. You'll receive regular updates, reports, and have full transparency into your financial records.

What's included in monthly financial reporting?

Monthly reports typically include: Profit & Loss Statement, Balance Sheet, Cash Flow Statement, Account Summaries, and customized reports based on your business needs. We help you understand what the numbers mean for your business.

Can you help non-profit organizations with accounting?

Yes, we have experience serving non-profit organizations. We understand the unique accounting requirements including fund accounting, grant tracking, and compliance with non-profit accounting standards.

What's the minimum hours required to work with you?

There is no minimum! Our pay-as-you-go model means you can use as little or as many hours as you need. Some clients use us for just a few hours per month, while others need weekly support.

Terms of Service | Ammerman & Philip Bookkeeping and Financial Services

Welcome to Ammerman & Philip Bookkeeping and Financial Services. By accessing our website or engaging our services, you agree to be bound by these Terms of Service. Please read them carefully.

Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

Services Description

Ammerman & Philip Bookkeeping and Financial Services provides the following professional services:

Bookkeeping and accounting services
Financial reporting and analysis
Payroll management support
QuickBooks setup, training, and support
Management accounting and advisory services
Virtual accounting services

Specific services are provided pursuant to individual engagement agreements between the client and Ammerman & Philip.

Client Responsibilities

By engaging our services, you agree to:

Provide accurate, complete, and timely information necessary for us to perform services
Maintain adequate records and documentation as required by applicable laws
Respond promptly to requests for information or approvals
Pay all fees and expenses in accordance with agreed-upon terms
Ensure all information provided is true and accurate to the best of your knowledge

Fees and Payment

Our fees and billing practices are governed by individual engagement agreements. Generally:

Services are billed on an hourly basis or flat fee as specified in your engagement agreement
Payment is due upon receipt of invoice unless otherwise agreed
Late payments may be subject to interest charges
Retainers may be required for ongoing engagements

Confidentiality

We recognize the sensitive nature of financial information and commit to maintaining the confidentiality of all client data. We will not disclose your confidential information to third parties except as required by law or as necessary to provide services under your engagement agreement.

Limitation of Liability

To the fullest extent permitted by law, our liability for any claims arising from our services shall be limited to the fees paid by the client for the specific service giving rise to the claim. We shall not be liable for any indirect, incidental, special, consequential, or punitive damages.

Professional Standards

Our services are performed in accordance with applicable professional standards and regulations. We are not responsible for any penalties, interest, or other liabilities arising from inaccurate information provided by the client or delays caused by factors outside our reasonable control.

Website Use

By using our website, you agree to:

Use the website only for lawful purposes and in accordance with these terms
Not attempt to gain unauthorized access to any part of the website
Not interfere with or disrupt the website or servers connected to it
Not transmit any viruses, malware, or other harmful code

Intellectual Property

All content on our website, including text, graphics, logos, and images, is the property of Ammerman & Philip or its content suppliers and is protected by copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Termination

Either party may terminate an engagement with written notice as specified in the engagement agreement. Upon termination, you will be responsible for payment of all services rendered through the termination date.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Indiana, without regard to its conflict of law provisions.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting on our website. Your continued use of our services after any changes constitutes acceptance of the modified terms.

Contact Information

If you have any questions about these Terms of Service, please contact us:

Ammerman & Philip Bookkeeping and Financial Services

Email: [email protected]

Website: www.ammermanandphilip.com